Services: Businesses

No matter the size of your company, you want to help your employees prepare for the best retirement possible. But as a plan sponsor, we know you’re looking for guidance as you navigate an ever-changing regulatory landscape.

You have questions like: 

• How do I make sure my plans are ERISA and IRS compliant? 
• How can I use my benefits to attract and retain top employees? 
• How can I maximize my plan offerings while minimizing my tax burden? 
• How can I make sure my employees get the investing and retirement planning education they deserve?

At Smith & Associates, we answer all these questions through our comprehensive 6-part retirement plan consulting process:

We start by getting to know your financial goals. Where do you see your company in five years? What types of benefits do you want to offer your employees? What benefits are you already offering? These answers help us create a fully customized retirement plan strategy for you and your employees.

Based on the answers you give us in Step 1, we craft a retirement plan strategy that enables you to work toward your goals and pursue financial independence. As part of the LPL Financial network, we work hard to develop a retirement plan strategy that brings value while addressing your fiduciary risk.

We put processes in place to help mitigate your risk. We offer support as you prepare your investment policy statement (IPS).

We’re with you every step of the way to ensure you’re making decisions with confidence. Should you or any of your employees have a question about their plans, we’re always available to talk.

We maximize your plan’s negotiating leverage through fee benchmarking. We assist you with evaluating proposals, managing conversions, and identifying selection criteria.

We take a hands-on approach to employee education. The decisions your employees make today will impact them tomorrow. We explain these impacts and empower them to prepare for the best retirement imaginable. We answer all their questions so they can have financial independence and clarity about their financial futures.